When missed mortgage payments, collection calls, and foreclosure papers are being served, it can feel like everything is spinning out of control. For many New York homeowners, this pressure builds just as other bills hit, like property taxes or school […]
Seeing a foreclosure auction date set on your home in New York can feel like the ground is moving under your feet. Many homeowners think that once a sale is on the calendar, there is nothing left to do except […]
Facing a foreclosure sale and then receiving eviction papers can feel overwhelming. You may be worried about where you will live, how much time you really have, and what you are supposed to do next. Many people are unsure if […]
Debt Lawsuits and Your Home: When Debt Turns Into a Lawsuit Being sued for a debt is scary. Getting legal papers about a credit card, medical bill, personal loan, or second mortgage can make your heart sink, especially when you […]
When you own a condo or co-op in New York and the bills start piling up, it can feel like everything is at risk at once. Maybe you are behind on common charges or maintenance, late on your mortgage or […]
Financial distress rarely happens overnight. It builds gradually—missed payments, mounting credit card balances, unexpected medical bills, or a mortgage that has become impossible to manage. For many individuals and families in Westchester County, Putnam County, Dutchess County, Rockland County, Orange […]
When individuals in Westchester County or the surrounding Hudson Valley begin researching bankruptcy, the first question is usually not “Should I file?” It is “Which chapter is right for me?” Chapter 7 and Chapter 13 are the two most common […]
Receiving a foreclosure notice is one of the most stressful experiences a homeowner can face. For many residents in Westchester County, Putnam County, Dutchess County, Rockland County, Orange County, Ulster County, and Sullivan County, the fear is immediate and overwhelming: […]
New York recently passed legislation called the Good Cause Eviction Law. The Law dramatically changes the rights and obligations of both landlords and residential tenants in New York City by capping rent increases, limiting grounds for eviction, and requiring lease […]
The Foreclosure Abuse Prevention Act (FAPA) was signed by Governor Hochul effective December 30, 2022. Since then, the Courts have been split on whether this Act is retroactive. What does this mean for the borrower on a residential mortgage? It […]